You can run into debt. But you have to crawl out.

你可能会负债。但是你必须爬出去。

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Refinancing doesn't reduce your debt, it just restructures it, so be clear about what you want to achieve with a refi.

再融资并不能减少你的债务,它只是重组你的债务,所以要清楚你想通过再融资达到什么目的。

Make this the year you tackle that credit card debt once and for all.

让今年成为你彻底解决信用卡债务的一年。